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Work and Finances

Your Employment Rights as a Cancer Survivor
Your Employment Rights as a Cancer Survivor Work fulfills a critical financial and emotional need for most cancer survivors. In addition to providing income and important benefits such as health insurance, employment also can be a source of self-esteem. Cancer, however, may create barriers to finding and keeping a job. It can also wreak havoc on the ability to pay bills and to get adequate health insurance. Although most employers treat cancer survivors fairly and legally, some employers—either through ...
First My Illness...Now Job Discrimination
First My Illness…Now Job Discrimination The two major laws that exist to make sure that anyone with a disability or anyone dealing with a health crisis is not discriminated against are the Americans with Disabilities Act (ADA) and the Family and Medical Leave Act (FMLA). Listed below are the things you must know in order to understand and effectively deal with job discrimination. While the policies don't change daily, weekly, or even monthly, please be aware that laws and regulations do change and that ...
Understanding the Provisions of Your Managed Care Plan
Understanding the Provisions of Your Managed Care Plan The type of plan you have can affect who directs your medical plan of care (the healthcare provider), where that care can be delivered (the facility providing services), the length of time certain services can be administered (precertification/predetermination), and any additional cost of treatment to you (coinsurance). Managed care, by definition, is a comprehensive method of managing and coordinating medical care you receive. The goal of case mana...
Sample Appeal Letter for Services Denied as 'Not a Covered Benefit'
Sample Appeal Letter for Services Denied as 'Not a Covered Benefit' As someone with cancer or a caregiver for someone with cancer, you have a lot on your mind without having to worry about payments and insurance. Unfortunately, some insurance companies may reject claims for certain health services. You do have the option to appeal, however. In fact, under the Affordable Care Act (ACA), when treatment is denied, you have the legal right to ask for an internal review and, if this appeal is denied, an inde...